Financial management is the organization, planning, and control of funds with the aim of fulfilling individual and business goals. It involves budgeting, investment, risk management, and decision-making in finance-related issues to ensure stability and growth. Financial management makes businesses earn maximum profit, minimize expenses, and maintain liquidity. Financial management involves analyzing financial reports, cash management, and budgeting for future costs. For individuals, financial management is saving, investing, and utilizing debt well to become financially stable. Financial management ultimately results in prosperity in the long term through quality decision-making, optimizing resources, and planning for the unknown to the advantage of business and individuals to become financially secure and prosperous.
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